Luxury Cars Guide
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BMW 650i Reliability: The Beautiful Money Pit

Sun Feb 15 2026
Reliability Score: 43 /100

Common Failure Points & Costs

Component Failure Mileage Symptom Est. Cost (USD) Risk Level
Convertible Top Hydraulics 50k - 80k miles Top stuck halfway, hydraulic fluid leak $2,000 - $4,500 High
Window Regulators (Frameless) 40k - 60k miles Window drops, grinding noise, won't seal $600 - $900 per door Medium
Valve Stem Seals 60k - 90k miles Blue smoke on idle (OG/TU N63) $4,500 - $8,000 Critical
Battery Drain (F12/F13) Every 12-18 Months High discharge warning, electronics glitch $400 - $600 Medium
Turbo Coolant Lines 50k - 80k miles White residue, low coolant warning $1,200 - $1,800 High
Timing Chain (Early F12) 70k - 100k miles (2012 Only) Rattle, Drivetrain Malfunction $4,000 - $7,000 Critical

Reliability Verdict

The 650i is the most stylish way to lose money. The early 2012 models are catastrophic (OG N63). The F06 Gran Coupe (2014+) is better (N63TU), but convertible tops and windows add complexity.

BMW 650i Reliability: The Price of Beauty

The BMW 650i (F12/F13/F06) is arguably one of the best looking cars BMW has made in the last 20 years.

But beauty is pain.

Specifically, the pain of owning a complex N63 V8 jammed into a chassis with frameless windows, a complex convertible top, and enough computers to launch a shuttle.

This guide helps you buy the right 650i (the Gran Coupe N63TU) and avoid the WRONG one (the 2012 Convertible N63).


1. Convertibles vs Coupes vs Gran Coupes

The Convertible (F12)

  • Unique Risk: The soft top mechanism.
  • Hydraulics: The lines degrade. The pump fails. If the top gets stuck halfway, you are manually cranking it shut and facing a $3,000 bill.
  • Sensors: Microswitches fail, telling the car the trunk is open when it isn’t, refusing to open the roof.

The Coupe (F13) & Gran Coupe (F06)

  • Unique Risk: Frameless Windows.
  • Regulators: Every time you open the door, the window drops 1/4 inch. Every time you close it, it goes up. This happens thousands of times. The regulators burn out faster than on a 5-Series.
  • Water Leaks: If the window doesn’t seal perfectly (due to a weak regulator), rain gets in.

2. The Engine: N63 vs N63TU

There is a massive split in reliability in the 6-Series run.

2012 Models (The Trap)

  • Engine: OG N63 (400hp).
  • Transmission: 8-Speed is reliable, but the engine is a ticking bomb of oil consumption and timing chain stretch.
  • Advice: Avoid 2012 Convertibles at all costs. They are cheap for a reason.

2013-2019 Models (The Target)

  • Engine: N63TU (445hp).
  • Improvements: Valvetronic added. Injectors updated. Chains fixed.
  • Issues: Still eats batteries and valve stem seals, but won’t grenade the timing assembly as often.

3. Maintenance You Can’t Skip

The 650i is a heavy Grand Tourer. It consumes consumables.

  • Tires: 20-inch run-flats are expensive ($1,600/set) and last 15,000 miles.
  • Brakes: Large rotors warp if driven hard. ($1,400/axle).
  • Battery: The F12/F13 has intense electrical demands. Expect to replace the AGM battery every 2 years.

4. Verdict

Buy a 2015+ 650i Gran Coupe. It is the sweet spot of the updated N63TU engine, the stunning 4-door looks, and the bottom of the depreciation curve.

Avoid the 2012 Convertible unless you enjoy solving hydraulic puzzles on rainy days.

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Expert Buying Advice

Only buy the 2014+ N63TU models. Avoid the 2012 Convertible unless you have $10k in reserve. Look for the Gran Coupe (F06) for better resale value.