BMW M5 vs Mercedes-AMG E63: The Ultimate Super Sedan Showdown
"You're cross-shopping two $120,000 super-sedans that depreciated to $40,000. One will cost you $17,500 over 5 years. The other, $20,500. This guide tells you exactly which one Eand why the transmission is the real differentiator."
Engine
5/10
Gearbox
5/10
Electric
4/10
Total Risk
6/10
Quick Verdict
Buy with CautionExpect significant running costs. Manageable if preventative maintenance is done.
Reliability Verdict
The BMW M5 (F90) and AMG E63 S (W213) have contrasting reliability profiles. The BMW is safer due to its bulletproof ZF8 transmission, but suffers from 'death by a thousand cuts'. The AMG is physically stronger but prone to catastrophic Rear Main Seal failure and MCT transmission issues.
In This Guide
The battle between the BMW M5 and the Mercedes-AMG E63 S is the oldest and most fierce rivalry in the luxury sedan world. For the current generations—he F90 M5 and the W213 E63 S—oth manufacturers abandoned rear-wheel drive and deployed massive twin-turbo V8s mated to all-wheel-drive systems, resulting in 0-60 times under 3.0 seconds.
But paper specs don’t pay the mechanic. If you are cross-shopping these two used titans, you need to understand their completely different failure profiles. Which V8 super-sedan will bankrupt you faster?
Powertrain Reliability: The S63 vs The M177
Both the BMW and the AMG use a “Hot-V” engine configuration, where the twin turbochargers sit inside the valley of the engine block. This creates immense heat that eventually destroys surrounding components.
The BMW M5 (4.4L S63 V8)
The F90 M5 is the final iteration of the S63 engine. BMW fixed the catastrophic rod-bearing failures of the previous Used BMW M5 F10 Buying Guide Reliability & Real Costs, but the engine remains highly sensitive.
- The Weakness - Death by a Thousand Cuts: The M5 rarely suffers total engine failure anymore. Instead, it suffers from constant, expensive top-end maintenance. The immense heat bakes the plastic turbo coolant lines, the coil packs, and the spark plugs. The high-pressure fuel injectors are also prone to failing open.
- The Reality: You will be at the shop 3 times a year for $2,000 bills.
The AMG E63 S (4.0L M177 V8)
The AMG 4.0L V8 is mechanically brilliant. The block is derived from the AMG GT supercar and is physically stronger than the BMW’s block.
- The Weakness - The Massive Catastrophe: While the engine internals are strong, the Air-Oil Separator (AOS) and PCV system frequently fail. When this happens, crankcase pressure builds up instantly and completely blows out the Rear Main Seal (RMS). Because of the AWD system, fixing this tiny seal requires dropping the entire transmission and subframe.
- The Reality: You may only visit the shop once a year, but the bill will be $4,500+. Read our deep dive on Burning Oil Smells for more on RMS failures.
Transmissions: The Real Differentiator

This is where the reliability gap diverges sharply.
- BMW M5 (ZF 8-Speed Automatic): BMW ditched their clunky dual-clutch transmission for a traditional ZF torque-converter automatic. It is, without a doubt, the most reliable transmission in the luxury segment. Change the fluid at 50,000 miles, and it will last forever.
- Mercedes E63 S (AMG MCT 9-Speed): Mercedes uses a Multi-Clutch Technology (MCT) transmission. Instead of a torque converter, it uses a massive wet clutch pack. It allows for brutal launch control, but it is incredibly finicky. It is prone to violently harsh 3-to-2 downshifts, overheating, and total failure. Replacing the MCT transmission out of warranty pushes $15,000.
5-Year Ownership Cost Estimate (Assuming 40k Miles Driven)
If you buy a 4-year-old CPO model and drive it for 5 years, here is a realistic maintenance and repair budget:
BMW F90 M5:
- Routine Maintenance (Oil, Filters, Plugs): $4,000
- Brakes & Tires (2 Sets): $7,500
- Unscheduled Repairs (Coolant lines, Injectors): $6,000
- Total 5-Year Running Cost: ~$17,500
Mercedes-AMG W213 E63 S:
- Routine Maintenance: $4,500
- Brakes & Tires: $7,500
- Unscheduled Repairs (RMS, Suspension, MCT tweaks): $8,500
- Total 5-Year Running Cost: ~$20,500
Conclusion
The BMW M5 is mathematically the safer financial bet on the used market, largely due to its bulletproof ZF transmission. However, the E63 S feels significantly more aggressive and dramatic. If you can afford an exclusionary extended warranty, the AMG is the more exotic experience. Without a warranty, buy the BMW.
The Reality Layer: What Owners Underestimate
Buying Porsche Panamera Turbo (971) is often driven by emotion, but keeping it on the road requires cold, hard logic. The dealership service center will not volunteer this information, but specialist independent mechanics know the truth:
- The Component Labor Trap: Engineering density means simple parts (sensors, plastic coolant fittings) require days of labor to reach. A $50 part often results in a $3,000 labor bill.
- The “Lifetime Fluid” Myth: Manufacturers claim transmissions and differentials use “lifetime” fluids to keep estimated maintenance costs artificially low for the first owner. To avoid a $10,000+ rebuild, you must change these fluids every 40,000 miles.
- Cascading Failures: When an air suspension strut leaks, the compressor burns out trying to keep the car level. Ignoring a warning light for 48 hours can easily double the final repair invoice.
Caution
The Worst-Case Scenario: If you suffer a catastrophic failure without a comprehensive warranty or a dedicated $10,000+ emergency repair fund, you will be forced to sell the vehicle mechanically totaled at a massive loss.
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The Final Decision: Worth It?
Worth it if:
- You have a trusted, brand-specialized independent mechanic.
- You maintain a strict $5,000-$10,000 liquid repair reserve.
- You value the driving experience over strict financial rationality.
Not worth it if:
- You are stretching your budget just to afford the purchase price.
- You rely exclusively on the dealership network for out-of-warranty maintenance.
- You expect Toyota-like reliability and predictable ownership costs.
Related Intelligence
Real Owner Symptoms
"Owners of both cars report near-perfection during the warranty period. However, out of warranty, the M5 owner frequently deals with 'Drivetrain Malfunction' misfires, while the E63 S owner often complains of brutal, clunky downshifts and massive oil puddles."
Mechanic's Diagnosis Notes
In our shop, we see the M5 for constant top-end work (turbos, injectors, plugs, coolant lines). We see the E63 S for massive bottom-end work (dropping the transmission to replace the Rear Main Seal or the entire MCT gearbox). The AMG repairs are slightly less frequent but significantly more expensive per visit.
Cost Transparency: Parts + Labor Breakdown
| Repair Job | Est. Parts | Est. Labor | Total Worst-Case |
|---|---|---|---|
| M5: Turbo Coolant Lines | $800 | $2,500 | $3,300 |
| E63 S: Rear Main Seal (Oil Separator) | $500 | $4,000 | $4,500 |
| E63 S: MCT Transmission Replacement | $12,000 | $3,000 | $15,000 |
Lower-Risk Alternatives
- Porsche Panamera Turbo (971) More expensive to buy, but built to a vastly higher standard of quality, resulting in fewer catastrophic, engine-out failures.





